Main Article Content
Abstract
The purpose of this study is to measure the existence of financial technology lending companies. This research uses a case study and is a single case study. The results of this study indicate that the existence of the company is included in the system of absolute community life because of the dependence between the company and the community. Thus, they are inseparable. The existence of financial lending technology is rated 4, this means that financial lending technology is considered good by the community. Financial lending technology can meet the needs of people who are unbanked and underserved. This rating also shows that the existence of financial technology lending has gained trust from the community.
Abstrak
Tujuan penelitian ini adalah untuk menakar eksistensi perusahaan financial technology lending. Penelitian ini menggunakan studi kasus dan bersifat single case study. Hasil penelitian menunjukkan bahwa eksistensi perusahaan financial technology lending mutlak masuk dalam tata kehidupan bermasyarakat karena adanya ketergantungan diantara perusahaan dan masyarakat. Keduanya tidak bisa dipisahkan. Keberadaan financial technology lending ini mendapatkan rating 4, yang artinya keberadaannya dinilai baik oleh masyarakat. Financial technology lending dapat memenuhi kebutuhan masyarakat yang unbanked dan undeserved. Rating ini juga menunjukkan bahwa keberadaan financial technology lending telah mendapat kepercayaan dari masyarakat.
Keywords
Article Details
Copyright (c) 2023 Diah Ayu Septi Fauji, Moch. Wahyu Widodo
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
References
- Komisioner D, Iknb P. Perkembangan Fintech Lending (Pendanaan Gotong Royong on-Line). Jakarta: 2020.
- Santoso A. Polisi Dalami Kasus Hoax Nasabah Fintech Ilegal “Rela Digilir.” Detik News 2019.
- Santhika E, Jonathan P. Menakar Keamanan Aplikasi Fintech dari Potensi Jual Beli Data. CNN Indonesia 2019.
- https://www.cnnindonesia.com/teknologi/20190729085227-185-416324/menakar-keamanan-aplikasi-fintech-dari-potensi jual-beli-data (accessed August 14, 2018).
- Gunawan A. YLKI Terima Banyak Pengaduan Tentang Fintech Ilegal. BisnisCom 2020. https://finansial.bisnis.com/read/20200429/563/1234352/ylki-terima-banyak-pengaduan-tentang-fintech-ilegal (accessed April 29, 2020).
- Suryono RR. Financial Technology (Fintech) Dalam Perspektif Aksiologi. Masyarakat Telematika dan Informasi Jurnal Penelitian Teknologi Informasi dan Komunikasi 2019;10(1):52. doi:10.17933/mti.v10i1.138
- Rianse U, Abdi A. Metodologi Penelitian Sosial Ekonomi Teori dan Aplikasi. Bandung: ALFABETA; 2012.
- Kamayanti A. Kualitatif Akuntansi. Malang: Yayasan Rumah Peneleh; 2016.
- Sugiyono. Metode Penelitian Kuantitatif, Kualitatif dan R&D. Bandung: Alfabeta; 2016.
- Handayani T. Eksistensi Perusahaan Sebagai Organ Masyarakat. AKSES: Jurnal Ekonomi dan Bisnis 2008;3(6):173–83. doi: 10.31942/akses.v3i6.509
- Ozili PK. Impact of Digital Finance on Financial Inclusion and Stability. Borsa Istanbul Review 2018;18(4):329–340. doi: 10.1016/j.bir.2017.12.003
- Leong C, Tan B, Xiao X, Tan FTC, Sun Y. Nurturing a FinTech Ecosystem: The case of a Youth Microloan Startup in China. International Journal of Information Management 2017;37(2):92-97. doi:10.1016/j.ijinfomgt.2016.11.006
- Lee I, Shin YJ. Fintech: Ecosystem, Business Models, Investment Decisions, and Challenges. Business Horizons 2018;61(1):35–46. doi:10.1016/j.bushor.2017.09.003
- Gomber P, Koch JA, Siering M. Digital Finance and Fintech: Current Research and Future Research Directions. Journal of Business Economics, Forthcoming 2017;87. doi:10.1007/s11573-017-0852-x
- Zavolokina L, Dolata M, Schwabe G. FinTech - What’s in a Name?. Thirty Seventh International Conference on Information Systems. ICIS 2016, 2016.
- Gomber P, Kauffman RJ, Parker C, Weber BW. On the Fintech Revolution: Interpreting the Forces of Innovation, Disruption, and Transformation in Financial Services. Journal of Management Information Systems 2018;35(1):220-265.
- doi:10.1080/07421222.2018.1440766
- Puschmann T. Fintech. Business and Information Systems Engineering 2017;59(1):69–76.doi:10.1007/s12599-017-0464-6
- Gimpel H, Rau D, Röglinger M. Understanding FinTech Start-Ups – a Taxonomy of Consumer-Oriented Service Offerings. Electronic Markets 2018;28:245–264. doi:10.1007/s12525-017-0275-0
- Riyanto A, Primiana I, Yunizar, Azis Y. Disruptive Technology: The Phenomenon of FinTech towards Conventional Banking in Indonesia. IOP Conference Series: Material Science and Engineering 2018:407. doi:10.1088/1757-899X/407/1/012104
References
Komisioner D, Iknb P. Perkembangan Fintech Lending (Pendanaan Gotong Royong on-Line). Jakarta: 2020.
Santoso A. Polisi Dalami Kasus Hoax Nasabah Fintech Ilegal “Rela Digilir.” Detik News 2019.
Santhika E, Jonathan P. Menakar Keamanan Aplikasi Fintech dari Potensi Jual Beli Data. CNN Indonesia 2019.
https://www.cnnindonesia.com/teknologi/20190729085227-185-416324/menakar-keamanan-aplikasi-fintech-dari-potensi jual-beli-data (accessed August 14, 2018).
Gunawan A. YLKI Terima Banyak Pengaduan Tentang Fintech Ilegal. BisnisCom 2020. https://finansial.bisnis.com/read/20200429/563/1234352/ylki-terima-banyak-pengaduan-tentang-fintech-ilegal (accessed April 29, 2020).
Suryono RR. Financial Technology (Fintech) Dalam Perspektif Aksiologi. Masyarakat Telematika dan Informasi Jurnal Penelitian Teknologi Informasi dan Komunikasi 2019;10(1):52. doi:10.17933/mti.v10i1.138
Rianse U, Abdi A. Metodologi Penelitian Sosial Ekonomi Teori dan Aplikasi. Bandung: ALFABETA; 2012.
Kamayanti A. Kualitatif Akuntansi. Malang: Yayasan Rumah Peneleh; 2016.
Sugiyono. Metode Penelitian Kuantitatif, Kualitatif dan R&D. Bandung: Alfabeta; 2016.
Handayani T. Eksistensi Perusahaan Sebagai Organ Masyarakat. AKSES: Jurnal Ekonomi dan Bisnis 2008;3(6):173–83. doi: 10.31942/akses.v3i6.509
Ozili PK. Impact of Digital Finance on Financial Inclusion and Stability. Borsa Istanbul Review 2018;18(4):329–340. doi: 10.1016/j.bir.2017.12.003
Leong C, Tan B, Xiao X, Tan FTC, Sun Y. Nurturing a FinTech Ecosystem: The case of a Youth Microloan Startup in China. International Journal of Information Management 2017;37(2):92-97. doi:10.1016/j.ijinfomgt.2016.11.006
Lee I, Shin YJ. Fintech: Ecosystem, Business Models, Investment Decisions, and Challenges. Business Horizons 2018;61(1):35–46. doi:10.1016/j.bushor.2017.09.003
Gomber P, Koch JA, Siering M. Digital Finance and Fintech: Current Research and Future Research Directions. Journal of Business Economics, Forthcoming 2017;87. doi:10.1007/s11573-017-0852-x
Zavolokina L, Dolata M, Schwabe G. FinTech - What’s in a Name?. Thirty Seventh International Conference on Information Systems. ICIS 2016, 2016.
Gomber P, Kauffman RJ, Parker C, Weber BW. On the Fintech Revolution: Interpreting the Forces of Innovation, Disruption, and Transformation in Financial Services. Journal of Management Information Systems 2018;35(1):220-265.
doi:10.1080/07421222.2018.1440766
Puschmann T. Fintech. Business and Information Systems Engineering 2017;59(1):69–76.doi:10.1007/s12599-017-0464-6
Gimpel H, Rau D, Röglinger M. Understanding FinTech Start-Ups – a Taxonomy of Consumer-Oriented Service Offerings. Electronic Markets 2018;28:245–264. doi:10.1007/s12525-017-0275-0
Riyanto A, Primiana I, Yunizar, Azis Y. Disruptive Technology: The Phenomenon of FinTech towards Conventional Banking in Indonesia. IOP Conference Series: Material Science and Engineering 2018:407. doi:10.1088/1757-899X/407/1/012104